You want more space, more lake time, and a lifestyle that feels like a reward for everything you have built. If you are eyeing a move-up home around Lake Norman, The Point often tops the list for its golf, shoreline, and social scene. In this guide, you will learn what life at The Point offers, how pricing compares within Lake Norman, and the best ways to buy before you sell so you can move with confidence. Quick note: The Point at Lake Norman is distinct from The Reserve at Eagles Point in Macon County. Here, we focus on The Point on the Brawley School Road peninsula in Mooresville. Let’s dive in.
What is The Point
The Point is a master-planned peninsula community on Lake Norman anchored by Trump National Golf Club Charlotte. The neighborhood features Nantucket-inspired villages, a Village Square with dining and everyday conveniences, and a mix of waterfront estates and interior custom homes. It spans many miles of shoreline, which is a major draw for boating and lake recreation.
The Point Owners Association manages community standards and services, while club membership is separate through Trump National. That means you will review POA covenants and fees on one side, and club initiation and dues on the other. The setup allows you to tailor your lifestyle to how you want to use the community.
Why move up to The Point
If you want a blend of country club amenities and lake living, The Point delivers. The golf course is a championship Greg Norman design with a full-service club that includes dining, spa, tennis, fitness, and pools. Around the neighborhood, you will also find multiple pools, trails, and a calendar of social and kids programs that make it easy to meet neighbors and plug in.
Lake access is a big differentiator. Homes here range from full waterfront with private permitted docks to interior homes that include deeded boat slips on long community piers. The presence and type of dock or slip often drive price and demand.
Price and value at a glance
The Point sits at the upper end of the Lake Norman market. Neighborhood reports and recent MLS activity show many listings and sales in the multi million dollar range, including properties well above 6 million dollars and occasional ultra luxury sales above 10 million dollars. By comparison, median prices in broader Mooresville and nearby Lake Norman towns are generally lower, which is why many buyers treat The Point as a true move-up target.
What you pay also depends on shoreline, lot size, home age, level of finish, and dock access. The premium for prime waterfront and long views can be significant compared to interior lots with deeded slips.
What your money buys
Waterfront estates
- Large custom builds commonly 3,500 to 8,000 plus square feet, often with 4 to 6 bedrooms or more.
- Private permitted docks, boat lifts, and outdoor living focused on views and sunset orientation.
- Lot sizes vary from about half an acre to multiple acres on point lots.
Interior homes with deeded slips
- Luxury homes often 3,000 to 5,500 plus square feet in village settings.
- Access to a deeded boat slip on a community pier, which offers convenience without full waterfront pricing.
- Smaller lots than prime shoreline parcels, with easy access to Village Square and club amenities.
Golf and village settings
- Homes near the course or Village Square that prioritize club access, daily convenience, and neighborhood connectivity.
- Architecture skews traditional, coastal, and Nantucket influenced, with many custom and semi custom designs.
How to buy before you sell
Competitive homes at The Point can still attract focused buyers. If you have a home to sell, consider strategies that let you write a strong offer without a sale contingency.
- Buy before you sell programs. Providers such as Homeward let you make a cash backed offer while your current home is listed. You move once and then finalize your mortgage after your home sells. Review eligibility, fees, and whether you can use your own agent. See program basics on the official overview for Homeward’s buy before you sell option.
- Guaranteed offer and trade in options. Some programs and local partners provide certainty on your sale timeline so you can purchase first with confidence. Fees, carrying costs, and repairs are trade offs. Independent reviews summarize typical costs and timelines for these products; read an overview of fees and terms in this Homeward review.
- Bridge loans and equity unlock. If you have substantial equity, a short term bridge loan can fund your down payment and help you avoid program fees. Get pre approved early and model overlapping payments. Here is a plain English explainer on how bridge loans work.
Your goal is a clear, apples to apples comparison across all paths so you can choose the lowest stress route that preserves your net.
A low stress move up plan
Follow this step by step playbook to keep your timeline smooth and your offers strong.
- Get your financial snapshot in order.
- Confirm mortgage payoff, estimated net proceeds from your current home, and your target price range for The Point. If you are aiming above conforming loan limits, talk through jumbo lending early.
- Build a simple net proceeds worksheet: likely sale price, minus agent commissions, minus program fees if any, minus repairs and staging, minus closing costs, minus mortgage payoff, equals your net.
- Choose your purchase path.
- Compare sell first, buy with sale contingency, buy before you sell with a trade in program, and a bridge loan. Price out program fees, carrying costs, and time to close.
- Ask your agent to confirm which buy before you sell solutions operate in your zip code and whether you can keep your preferred lender and agent.
- Prepare your current home early.
- Order a pre listing inspection. Tackle easy repairs, light paint, landscaping, and service items.
- Stage for photo and video. If you use a buy before you sell program, confirm whether funds are available for make ready improvements.
- Tailor your offer strategy for The Point.
- Present strong financing or cash backed approval, concise timelines, and limited contingencies when appropriate.
- For waterfront homes, include a dock and shoreline review in your due diligence. Ask for the current lake use permit and confirm depth and access for your boat.
- Line up your timeline.
- If you buy first, confirm leaseback and carrying cost terms during the overlap.
- If you sell first, negotiate rent back or flexible occupancy so you can move directly into your new home.
- Complete focused due diligence.
- Verify Duke Energy Lake Services permit records for any existing dock or lift.
- Review POA covenants and budgets. Confirm whether any septic systems are POA administered and request maintenance and capacity records.
- If club life is a priority, ask for current membership options and estimated dues. You can also contact the club directly through the Trump National Charlotte contact page.
Key risks to check
- Dock compliance and transfer. Ask for the lake use permit letter and the pier permit plate number. Some docks are grandfathered and cannot be expanded without a new permit.
- Shoreline limits and dredging. Not all shoreline segments allow new docks or dredging. If you plan changes, consult early and confirm feasibility and timing.
- Septic or sewer specifics. Parts of The Point use septic that may be administered with POA oversight. Request inspection history and service agreements.
- POA and club costs. Clarify exactly what the POA fee covers versus separate private club initiation and dues. Ask for covenants, current budget, and any planned capital projects.
Is The Point the right fit
Choose The Point if you want lake access, a country club hub, and a neighborhood that supports an active, social lifestyle. Expect premium pricing for prime shoreline, long views, and homes with private docks. If you value a deeded slip with an interior lot, you can access the lake without the full waterfront premium. With the right move strategy, you can minimize overlap, secure a strong offer position, and make your transition feel easy.
When you are ready, get a tailored plan for your move. The Dearing Team pairs neighborhood expertise with flexible options like home trade in, guaranteed offer, and lease to purchase so you can move on your terms. Start with a conversation and a custom plan for The Point. Connect with us at SERHANT. North Carolina to request your free home valuation and marketing plan.
FAQs
What and where is The Point at Lake Norman
- The Point is a master planned peninsula neighborhood in Mooresville on Lake Norman, anchored by Trump National Golf Club Charlotte, with both waterfront and interior homes.
How do prices at The Point compare to other Lake Norman towns
- The Point generally sits at the top of the market with many listings in the multi million dollar range, while broader town medians are often lower, reflecting the community’s amenities and shoreline access.
What types of lake access do homes at The Point offer
- You will see private permitted docks on waterfront lots, deeded boat slips on community piers for interior homes, and some shared or restricted access depending on shoreline rules.
What should I verify about docks before buying at The Point
- Request the Duke Energy lake use permit letter, confirm the permit holder, note any limits on expansion, and check water depth and boat turnaround for your vessel.
How can I buy at The Point before selling my current home
- Consider buy before you sell options, guaranteed offer or trade in solutions, or a bridge loan. Compare fees, timing, and carrying costs so your offer is strong and your net is protected.
What should I know about POA fees and club membership at The Point
- The Point Owners Association covers community operations while Trump National membership is separate, with distinct initiation and monthly dues. Review covenants, budgets, and current club options.
Are there septic considerations in The Point
- Yes. Some areas rely on septic that may be administered with POA involvement. Confirm capacity, inspection history, and any maintenance agreements during due diligence.
